EASY PAY
LONG-TERM CARE (LTC) INSURANCE
CASH PLANS
Protection for the day catastrophic disability strikes.
Monthly cash benefit paid.
Both employed spouse and spouse managing household affairs are covered.
Can be used to complement the capped LTDi that limits physicians and high income earners.
Also for individuals with multiple sources of income not covered by disability income replacement policies.
Easy pay.
Premium rate locked-in at starting age and remains level.
Cash benefit can be used any place in the world.
$12,000 monthly cash benefit for each spouse
7 year benefit period - 84 months*
Monthly premiums per spouse
|
|
35 Year Old |
40 Year Old |
45 Year Old |
50 Year Old |
55 Year Old |
|
New York |
$69.90 |
$93.15 |
$125.36 |
$171.07 |
$235.89 |
|
New Jersey |
$64.27 |
$85.66 |
$115.30 |
$157.34 |
$217.00 |
*90 day EP
Call for details.
No restrictions on how cash benefits may be used
Ø To pay for LTC costs
Ø To pay for monthly living expenses
Ø To save or invest, etc.
CALL TODAY!
SCHMALBERG ASSOCIATES
412 Sterling Street
Brooklyn, NY 11225
(718) 467-3860