A  Perfect

     employee benefit

       and tax deduction

               for C-Corporations!

LTCi fits hand in glove with the C-Corp.

Long-Term Care (LTC) has become the hottest employee benefit in Corporate America.

One-half of all Americans will require LTC.

Will they receive care in the comfort of their homes or in facilities?

Who will pay for their care?

The C-Corporation that pays Tax-Qualified LTC insurance premiums as employee benefits for bona fide employees (including employees who are officers and/or stockholders) may deduct the full premium amount as a reasonable and necessary business expense.  The coverage and corporate deduction may also be extended to employee spouses, dependent parents and in-laws.  Consult your tax advisor.  Other advantages include:

• The employer paid premiums may be excluded from an employee's gross income.

• Claim benefits are generally income tax-free.

• The corporation may decide which employees will receive LTCi coverage such as executives and key personnel.

No doubt, the ability to pay for LTC in the setting we choose is important.  And the attractive tax advantages makes the purchase of LTC insurance much more affordable.