A  Perfect

          pairing . . .

 

LTD and Simplicity LTC.

 

Protection for the day a catastrophic disability

threatens a person's ability to provide for their

family and provide for their own health needs.

Simplicity delivers a monthly cash benefit that

can be used for services from whomever they

want, wherever they want anywhere in the world.

And it's priced right:

 

 

One million dollars in LTC coverage for each spouse

Only $127 a month per spouse*

 

And because it's a cash product, Simplicity is a full

complement to an individual's income replacement

program, especially for those seeking higher levels of

security due to:

No doubt, income replacement is important.  And paired with long-term care insurance, there's a financial source to pay for care.

 

Schmalberg Associates

412 Sterling Street

Brooklyn, NY  11225

Call (718) 467-3860

www.schmalberg.com

   Simplicity....preserving everyday living

 

*Each spouse 50 Years Old, 7-year Benefit Period, 90 Day EP, $12,000 Monthly Benefit for each spouse.